When applications like Mint, PocketGuard and Wally were first released in the mid-2000s, they garnered a lot of negative media attention focused on the presumed security risk of giving away your banking passwords for the sake of organizing your finances. But when budget charts moved from spreadsheets to personal finance apps that have direct access to your bank account, people began to question how secure their data would be. It keeps your expenses and shopping habits in check and, at least in theory, ensures that you always have enough funds to make ends meet.
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